Simple Dental Financing Solutions for All Your Dental Needs

Our team at Astoria Dental Group believes that all of our patients deserve reliable solutions to pay for their treatment and a simple process for financing their dental procedures. Our office accepts a variety of payment options and dental financing plans that allow each patient to achieve a healthy, beautiful smile, without the hassle and stress that can be associated with cost. Dr. Clifford DegelDr. Carmen Every-Degel, and our entire team in Astoria, NY, are committed to helping you with your goals, and assisting in making the entire process as simple as possible. 

Our Office Manager

As our office manager, Alexandra is an integral part of our team, especially in dealing with patient communication and finances. Here she discusses what patients can expect.

Payment Options

To accommodate all of our patients, we offer a wide range of payment options, including:

  • Cash: If you choose to pay at least a week prior to receiving your treatment, we will grant you a 10 percent pre-payment discount.
  • Check: We accept both personal and certified checks, but are unable to accept business checks.
  • Credit and Debit Card: We accept all major credit cards, including Visa, Mastercard, Discover, and American Express. Debit cards are also accepted.

Affordable Payment Plans

Our low monthly payment plans and financing options include CareCredit®, Wells Fargo, and Lending Club.

We are happy to work with you to help you achieve the smile of your dreams.


Designed specifically for healthcare related expenses like cosmetic dentistry, CareCredit offers financing plans that feature no interest and low monthly payments. There are no annual fees, set-up costs, or pre-payment penalties. Plans can be spread over a variety of time periods — anywhere from three to 60 months. In addition, CareCredit can be used to help cover any health care-related expense, from $1 to $25,000.

Apply for CareCredit® online using their easy, secure system. Or contact a dentist or staff member at Astoria Dental Group to learn more about this option and how it can help you manage your treatment cost at our practice.

Wells Fargo

When you apply online for Wells Fargo financing, you can learn more about the flexibility with their financing, competitive rates, and efficient online management. This financing option provides a number of benefits for patients. You will be able to pay over time with special financing plans and have easy to understand monthly payments. In addition, you can experience the advantages of competitive annual percentage rates (APRs), online account management, and a revolving line of credit.

Lending Club

Lending Club helps make it easy to pay for a wide range of dental procedures, ranging from dental implants to full mouth reconstruction. They offer a simple application process that allows you to apply online, a team of customer service professionals, affordable payment plans, and a low APR.

Compassionate Finance

iCare Financial

Flexible Spending Accounts

You can check to see whether your employer offers a medical spending account. Medical spending accounts allow you to cover your dental treatment cost using pre-tax income that is set aside for medical expenses.

Insurance Coverage

Our team will work with you to help you understand your benefits, and how much of the treatment will be covered. Important points to know when using insurance to pay for your dental treatment include:

  • Benefits are determined by each individual’s insurance, not the dental practice.
  • Insurance companies will typically cover up to 50 percent of the total cost, but rarely more.
  • Some more extensive procedures and treatments may require a longer authorization from your insurance carrier.

Budgeting for Your Procedure

Budgeting and understanding more about the cost of the procedure will help you plan for your future and prepare you for your treatment. We have provided information and estimated cost of some of our popular procedures.

Contact Us Today

If you would like more information, please send us a message online or give us a call at (718) 278-1123. We are happy to work with you to help you achieve the smile of your dreams.

Doctors Carmen Every-Degel and Clifford Degel

Astoria Dental Group

Our doctors are widely recognized for their contributions to the field of dentistry. They are members of various prestigious organizations, including: 

  • Academy of General Dentistry 
  • American Academy of Implant Dentistry 
  • International Congress of Oral Implantologists 
  • American Dental Association

If you are ready to transform your smile with Astoria Dental Group, request a consultation online or call us in Queens at (718) 278-1123.


“The office staff, as always were polite, friendly, and professional. The hygenist was professional and did a great job with my cleaning. Thank you very much!” Michael M.

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